Here’s my situation…
I am taking courses at a community college for an RN program with an affiliated school of nursing
I have one more semester of regular classes before I can start my clinical/nursing courses…
Until now I have received a full pell grant due to my parents lack of income. But now I file as independent, and I only qualify for $450 per semester. I want to pay this last semester out of pocket and save taking out loans for once I get to the Nursing school it’s self.
I currently have 3 loans from a previous school out threw sallie mae for around $6500 all together and I am making the minimum monthly payments. I don’t want to stop paying them as I want to pay them off as soon as possible but I also want to save money….
sooo do you think I should apply for in school deferment and just pay the interest or just I just keep it as it is….
would I technically save money in the long run if I apply for deferment and make payments anyway or does it even matter>
any advice helps thanks!