Posted on 17 April 2012. Tags: amp, Bank, bank of america, boa, boss, business, co workers, fictitious business name, information, Neglect, Number, personal banker
Ok, so my personal banker showed all of my files and private information including address’s, fictitious business name & number, and statements all to my former boss. All this was requested by my former boss. At the time i left the company to work independently, when 2 co-workers told me they saw my banker reviewing my files with my ex-boss. The company is not an affiliate of BOA. What can I do? i want it to stop ! thank you for all your opinions.
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Posted on 27 October 2011. Tags: Affordable, bank of america, bedroom condo, complex, condo, current mortgage rate, early retirement, fannie mae, Home, layoff, merrill lynch, mortgage payment, Plus, suitable position, value of my home
Here are the facts. I live in a 1 bedroom condo in a complex with about 100 units. My mortgage is around $185k. The value of my home has been cut in half since I refinanced about 3 years ago to about $120k (I am underwater on mortgage now by about 50% due to price value drop). I have never missed a mortgage payment and should have much trouble making the payments in the future. I am unemployed..forced into early retirement about 8 years ago due to layoff and was unable to find another suitable position, probably due to my age and the bad market. I am now about 58 years old. My current mortgage rate is about 5.7%.
My mortgage is with PHH Mortgage, which I got through Merrill Lynch before they were bought by Bank of America. I think PHH is affiliated with Fannie Mae, but not sure.
Am I eligible? Can I lower my mortgage? And…will there be any fees to do this if I am?..I read that I wouldn’t have to get another appraisal, but am not sure.
Someone in the know…please advise. Thanks.
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