Tag Archive | "damage"

Would You Continue This Business Or Give Up?


I started a carpet cleaning business in May of 2012. I spent over $3,000 on training and certification for carpet cleaning, fire and smoke damage restoration as well as water damage restoration. I spent about $3,000 on some entry level equipment. I spent about $1,500 in advertising only to get about $3,500 in sales, all ads in the local weekly newspapers, all 13 week contracts. Each paper used a different Google Voice number so I could tract the source of the calls. Three out of six papers led to exactly 0 inquiries. One led to a single inquiry and a $400 job that took too much time complete. I put in 3+ hours per day at the end of every day for 5 days. It was for a landlord. It was10/31 to 11/4 . He had 5 vacant apartments in his complex. After they were painted, I came in to clean the carpets. Originally I planned on them taking 2 hours each, but with 10 hour shifts subcontracting for someone else doing Sandy clean-up I was working slow and they were dirtier than I anticipated.
The person who I sub contracted about 100 worth of Sandy clean up has offered me a part-time job for $12.50 per hour, 2-3 days per week. It is over an hour commute to his company.
Quite frankly, 2012 was horrible. i have about $5,000 in my checking account right now that I can spend. I was just approved for a $12,500 business loan, that would require me to fund $2,500 of a $15,000 business plan. About $1,500 of that would go to marketing. I also had to promise to spend another $1,000 in marketing out of my own pocket. All I have to do is sign the papers.The loan is 84 months @ 4.5%. That’s just under $175 per month, not a big deal.
It will tremendously expand my ability to do work. It will give me a nice marketing budget. I don’t know if this will actually boost my business any however. The local economy sucks. A lot of money is going to make repairs to homes not covered by FEMA or insurance. It is hard to find clients. Our local unemployment rate is still going up. It is 9%. I have cleaned out more vacant apartments and foreclosures than anything else. Maybe that’s my niche. Problem is the foreclosure rate is slowing down too. To me, it looks like the economy is flat lining. That’s the worst for me. If it is going up, people spend money. If it is going down, foreclosures need cleaning. If the economy is doing nothing, neither am I. That’s where I am at now.
I could take this part time job as a sure thing. I could limp along with my business until it picks up or I find a better job. I don’t know if things will get better. Like I said, I’d actually do better if things got worse.

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I Suspect This Is A Scam Please Advise?


Hello Harry ,
My name is Pamela, I am emailing you regarding the 2009 Toyota Fortuner 3.0 D4-D that I have for sale. I sell at this price( R 90,000.00 )because i just finished the divorce with my husband. When the divorce has finished i received this car.Now as a women i don’t need. This car is in excellent working conditions, no scratches, flaws or any kind of damage, slightly used in 100% working and looking conditions and comes with a clear title, 3 months transferable warranty. From the beginning you have to know that for the payment I request ONLY secure pay, I prefer the payment to be done using eBay services. We will use a safe payment method because I am affiliated at eBay and I have a purchase protection account.The final price that I want for this car is R 90,000.00 including shipping and handling.You will receive with the car : keys,title, all the receipts that I have from it, owner’s manual, service manual, and also a sale receipt signed at a legal attorney stating that I’m selling you this car. When it arrives, you must have your ID ( preferably 2 forms of identification ) and sign for receiving.
If you are interested in buying it please provide me your full name and address so I can initiate the deal through eBay
I will wait your answer(if you are interested to buy) very soon!!
Thank you and have a nice day
Pamela Whitson .
1st email
Hello Harry ,
My name is Pamela, I am emailing you regarding the 2009 Toyota Fortuner 3.0 D4-D that I have for sale. I sell at this price( R 90,000.00 )because i just finished the divorce with my husband. When the divorce has finished i received this car.Now as a women i don’t need. This car is in excellent working conditions, no scratches, flaws or any kind of damage, slightly used in 100% working and looking conditions and comes with a clear title, 3 months transferable warranty. From the beginning you have to know that for the payment I request ONLY secure pay, I prefer the payment to be done using eBay services. We will use a safe payment method because I am affiliated at eBay and I have a purchase protection account.The final price that I want for this car is R 90,000.00 including shipping and handling.You will receive with the car : keys,title, all the receipts that I have from it, owner’s manual, service manual, and also a sale receipt signed at a legal attorney stating that I’m selling you this car. When it arrives, you must have your ID ( preferably 2 forms of identification ) and sign for receiving.
If you are interested in buying it please provide me your full name and address so I can initiate the deal through eBay
I will wait your answer(if you are interested to buy) very soon!!
Thank you and have a nice day
Pamela Whitson .

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What Happens If A Cop Lied To Me About The Law?


A cop from Illinois told me that a Class 3 felony includes $150 damage, but I read a source on Illinois law that states that it is $300 and higher. Also, the cop said under Illinois state law, parents can hit their kids as punishment at any age. In addition to that, he said that parents can legally physically threaten kids and people affiliated with their kids. Now, I know the latter two are 100% false. The cop used all these to “settle” a domestic dispute between my siblings and my mom. Now, I don’t want the cop to assume he is correct when he is clearly NOT. What should I do?

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Is It Healthy To Welcome Death?


First off, I’m not suicidal or a crazed lunatic! I’m a single 30 yr old male and over the last few months I’ve gone from being TERRIFIED of the very thought of my own mortality to actually accepting it as a release from this miserable world. I’ve got a LOT of health issues (nerve damage, a limp, constant chronic pain, hip problems, and terrible anxiety to top it off) and while there is no reason to believe I’m dying any sooner than anyone else, what was a phobia now seems like an upcoming vacation. I even bought a niche for my ashes near where Johnny Cash (my hero) is buried. I just want to know if this seems like “normal” behavior to an outside party or a sign that I might need some help. Thanks!
P.S. I’m hoping all the trolls will draw from what little soul they have and help me out here, or at least not bog the posting down with smarta$$ comments!

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