Tag Archive | "nursing school"

Can One Get A Student Loan Without A Cosigner?


I need to have a student loan for 50,000. I applied to both of the lenders that my university works with and both denied me but said I would be approved with a credit worthy cosigner. I have excellent credit in the 800’s. I’m only 24. i own a quiznos franchise. i have a bachelor’s degree. why can’t i get this loan for nursing school? i tried to get it from a few other banks, however, most only work with schools that they are affiliated with, which means i pretty much have to go with the people my school offers salliemae or wells fargo. the only reason i could think of y i might not be able to get the loan is because i am a guarantor on my 50,000 dollar business loan for my corp.
is there anything i can do? is it anyway possible for me to be able to get a loan on my own? i even tried to get it for less money, and still denied. and i have no one to cosign for me. can anyone out there advise me or give me any info whatsoever???

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Nursing School Options…open To Any Advice?


I am 20 years old and i attended a cal state for 3 years and i was majoring in nursing. Overall i have okay grades, but considering how competitive nursing programs are i don’t think ill be able to get in. I feel that my application would be looked at , but i dont think ill actually get in. I currently applied to this school called “Chamberlain School of Nursing” and they have a 3year Bsn Program and I just found out i got accepted but I am not sure if i should go. I did my research and they are accredited but what bothers me is that they are affiliated with devry and I am not sure if thats where i want to go. I would really appreciate any advice! (I honestly cant see myself pursuing any other career that isnt in the medical field)

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Should I Apply For In-school Deferment?


Here’s my situation…
I am taking courses at a community college for an RN program with an affiliated school of nursing
I have one more semester of regular classes before I can start my clinical/nursing courses…
Until now I have received a full pell grant due to my parents lack of income. But now I file as independent, and I only qualify for $450 per semester. I want to pay this last semester out of pocket and save taking out loans for once I get to the Nursing school it’s self.
I currently have 3 loans from a previous school out threw sallie mae for around $6500 all together and I am making the minimum monthly payments. I don’t want to stop paying them as I want to pay them off as soon as possible but I also want to save money….
sooo do you think I should apply for in school deferment and just pay the interest or just I just keep it as it is….
would I technically save money in the long run if I apply for deferment and make payments anyway or does it even matter>
any advice helps thanks!

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