Affiliate Marketing Secrets

I used a third party ATM that was not affiliated with my bank. I withdrew $200 and for whatever reason, it never dispensed my money, but the money and transaction fee was drawn from my bank account. I contacted the owner of the ATM, and they said I would need to contact my bank. I contacted my bank and they have said I need to contact the owner of the ATM. Neither party will help me, so now I plan to sue in small claims court. Do I sue my bank, or the owner of the ATM. My friends have suggested I sue my bank as the ATM was acting as an agent of my bank. I am reluctant to sue the bank as my contract with them states I must sue them in Ohio. I believe I need to sue the owner of the ATM, as they are the ones I did business with, and the owner is in my state.
Who should I sue, and legally why should I sue that party?

New York (CNN) — Stores across the Northeast were packed with shoppers as people prepared for what could be a historic blizzard set to arrive on Friday.
In Reading, Massachusetts, residents were preparing for several feet of snow that could leave them stuck in their homes for days.
“It’s a zoo in there. There’s nothing left on the shelves. … I think I got every bottle of water that they had in stock,” Elizabeth Fraiser told CNN afilliate WHDH.
At the Home Depot, another resident said she had essential supplies but wanted to be doubly sure she was ready.
“I have a lot of it, but just want to be prepared. You never know,” Joanna Spinosa said.
A picture posted on the website of CNN affiliate WCVB showed long lines at a gas station in Boston.
What can man do to reverse the trend or is it too late?