Most money making programs cost money and even free ones lead to paying for something, such as hosting or PPC ads. I actually went through some pay for programs that cost $47.00 and then got a refund before the deadline since they were crap or you had to pay for other things that were not mentioned in the sales video. I have no income but borrowed a credit card to try these programs and got a refund, so no money was spent. If I had made money then I would have just payed back my relative right away. I do not want to do all that work to create something, such as a website. Placing affiliate ads all over does nothing either. I have done that and got nowhere. I need something that is quick, simple and makes money. Free would be best but if a cheap program works and I don’t have to buy anything else then I would try it. There is just too much tedious work involved in the real programs and you still need to pay for hosting and domain names or ads.