It was on the sidewalk on a college campus, so I didn’t want to just leave it for someone else to find, and I know the bank it was affiliated with has a pretty ridiculous replacement fee, so I stopped at the bank on my way home and expected to just leave it with the teller and walk out (Which is what I once saw someone do at my bank.) As I began to walk away, however, the manager stopped me and asked to see my license “so I wouldn’t have to stay there.” They copied down my information and let me go after that, but now I’M suspicious. I did some facebook snooping and there is only one person with the name that was on the card, and she does attend my school, so it’s highly unlikely that the card ever wound up in the wrong hands, but can she still claim that unauthorized purchases were made? Does the bank have to report this to the police for some stupid reason?
I doubt anything will come of this, but I just want to know if I should be concerned/how to go about covering my own butt.
Categorized | Featured Articles
I Found A Debit Card Today, So I Brought It To The Bank And They Took My Information?
Posted on October 27, 2012.
i would have said no and just kept walking.
Of course she can claim unauthorized purchases were made. You have absolutely no idea whether or not it is “highly unlikely” the card wound up in the wrong hands. For all you know, her roommate stole her card and went on a spending spree.
If the card was used to make fraudulent purchases then I’m sure the police will be notified. As the person who found the card, you are a potential witness.
If you didn’t do anything wrong, then I don’t know why you are concerned about “covering (your) butt.” You aren’t going to be on any store’s surveillance system using the card, right?
You didn’t have to answer his questions. He had no right to detain you, so you could have just refused and walked away. He took advantage of you being young and naive basically. Now if unusual charges come up you’ll be the first target for questioning. But you won’t come up on security footage, and generally thieves don’t return stolen cards.
If something like this happens in the future I suggest you either drop the card in a mailbox (the post-office will return it), or you snap it half and toss both halves in two separate garbage containers. Paying a fee will teach the person who lost it to be more responsible.
I hate this when someone ends up being punished for honesty. I just want to say that you did the right thing handing it in and I really hope that you don’t regret it now.
Nothing will come of it, and although they took your details it’s just their procedure, please don’t lose any sleep over it.
Hopefully banks will stop doing this so that people will continue to hand things in… I mean really, if you had committed card fraud, would you really go into the bank and show the manager your lisence?? no. Which is also another reason why you aren’t ever going to be a “serious suspect” regardless of any card claims.