Affiliate Marketing Secrets

I am looking for a good and decent secured credit card that suits my needs. Auto bots and spammers with bullshit offers that are looking to rip-off people like me need not apply.
this is what i’m looking for in a card….
-must have reasonable or awesome interest rates.
-none of those EXTRA b.s. fees you’ll find in cards that are looking to rip people off.
-must report to the three credit bureaus often.
-card must turn into a unsecured credit card within a certain amount of time. (the sooner the better.)
Since i don’t know of any good companies out there, which card would you guys recommend that meet some or all of my criteria that you may or may not have personal experience with?? I need specific banks that you are aware of. Those answering may not work or be affiliated in some way to the benefit of these banks. Only consumers and finance gurus may respond.

I just recently joined a credit union and will be closing my wells fargo accounts soon but I know these banks are making a fortune off credit cards. I pay mine off every month so they don’t get my interest but they still make money every time I swipe from the vendors.
I want to earn credit but I don’t want to let big banks benefit from this credit system they created. Any suggestions?

is my bank considered to be or is affiliated with a big bank? how are big banks vs community determined?

My bank charges me for the stupidest things. For example, if I use an ATM not affiliated with my bank, they charge me two dollars, even if I’m just checking my balance. This is in addition to the $3.50 the ATM usually charges. Last month, my paycheck bounced, and my bank charged /me/, as if that’s my fault.
Are there any banks that don’t charge for things like this?

Yes, I know my spelling is probably off. But does anyone know what the affiliated banks are for M&I banks? My husband needs to cash a paycheck and he doesn’t have a photo id. Well you can’t get an id without money. Catch22. Anyway, my husband and I are in Tennessee in the Knox county area and were wondering if anyone knew of any banks that are down here that are affiliated with M&I. Quick responses with accuracy and validity are appreciated and more likely to be chosen as best answer. Thanks guys.

Someone from Japan will be sending me money from there and I am in the Philippines. My bank does not have any branch in Japan but it has a list of affiliated banks there. The money will be deposited in an affiliated bank in Japan. After how many days will the deposit register here?