Affiliate Marketing Secrets

I had applied online for an “AMERICAN EXPRESS PLATINUM CARD” and got a reply that said someone would be contacting me. About a week later I got a call that said my online application had been approved and I was going to be receiving an “EXPRESS PLATINUM CARD” with a credit limit of $5,000. If I would like to get this card then I needed to pay the first years fee’s of $99. I said ok. They read off my bank account information and that was that. Two weeks later I didn’t receive my card so I called their number 800-887-2636 and was told that they are an online shopping store and the credit is with their store only and they are not affiliated with American Express. I ask for a refund and was told that there is no refunds. I ask for a copy of our recorded phone conversation and was told that it was not in their policy to do so. I had to close my bank account (incase they try to take more money) and file a form to try to recover the money. I am trying to file a complaint with the BBB but you have to have an address and I have tried calling them back and they put me on hold for hours then hang up. Google does not pull up any address…just other peoples complaints. Anyone else go thru this?

About 2 wks ago I got an email from a supposed co. that is outta Moscow called Express Mail Services, and I want 2 know how 2 find out if they ar e legit or a real co b/c what they do is hire ppl like me thats loc here in the USA that have a physical address to receive pks via fedex n ups expensive products like digital cameras n computers n accessories n get the pkg by fed ex or ups n then let them konw i got pkg n within 15min they send me a express mail shipping label 2 print out n then i o 2 my closest usps put the shipping labels on them n tape it up good cuz they have already been pd 4 n ship the pkg n then come bak n email them n let them know the pkg has been dropped off at the usps n then they will look up its tracking no n c where n transit it is once it is with either fedex or ups………..oh n the customer i am sending it to is foreign n i cant understand their name or address other than it is goin to russia close to moscow n the person’s name that is on it when i get it from ups is someone american yet my name n address as receiver n then the customer that is on the inside of the box is the american name at my address yet its sent to another person n another adress n another country when its all over with it doesnt make sense.
could some one help me find out if this is a hoax or not to stop these ppl/co. they r not affiliated with the bbb either…..
thnx

We were told that the Mop Fund was an organization which would and could write grants and was itself a lending organization. We have invested over $ 20,000 and have it seems only got the run around. This is supposed to be affiliated with the Little Italy Foundation and no validation of this company can be established. We were assured that a $2,000,000 loan would be done and it was out in a public notice over a year ago. We have since not gotten anything but what seems to be a series of demands for information which has been furnished previously. Would greatly appreciate appreciate any feedback.