Affiliate Marketing Secrets

I have youtube channel. And every of my video has the following statement in the description:
This is for educational purposes ONLY. I am NOT registered/partnered/affiliated with any of the companies/products shown in this video. Try and support the developers.
I am in no way responsible for; anything caused to your computer, you getting in trouble and/or you resulting in any of several unforeseen consequences. Do this at your own risk. Thanks.
Can I put that statement under a Disclaimer heading? And what does disclaimer mean?
I have a channel where I upload tutorials on how to ‘download’ PC games… if you catch my drift…

I’m looking to sell a large amount of credits and I’m looking for cash. I’m looking for a professional site that has good reviews that will pay a good (or at least decent) amount of money for my credits. Also, I’m not a developer, and I noticed that most sites require the sellers to be imvu developers or affiliates in which I am not. I don’t know if there are currently any approved sites that buy imvu credits from non-developers, but if there are, can someone tell me where to find them? I earn my free credits doing surveys and offers from imvu and their partner sites and I also got a large amount of free credits from some family members buying me some gift cards, just in case you were wondering.
Also, please don’t leave your avatar name in your response and ask me to give you credits, because I’m not interested in giving hand outs. I’m looking to earn anywhere from $25 or higher per 100,000 credits (although $39 and higher would be the most ideal). Also, I only deal with paypal. That’s very important.
If there are any of you that are willing to pay me money for credits, (if there isn’t a site to sell credits as an non-developer) I might, and I stress MIGHT, be willing to accept a paypal payment and then give you credits. Minimum credits would be 100,000 and I’ll sell them for $70 (since I’m not normally a reseller of credits and I don’t sell by their prices). 200,00, for $150. 300,000, for $190. 400,000, for $230. 500,000 and higher, talk to me since I can always earn more credits….have a high amount right now from over the years, and since my family likes to gift me with imvu gift cards, it isn’t all that unlikely for me to get 500k credits plus. Prices might be negotiable, if you have a fair price. Just leave me an email and I’ll tell you my avatar name and you can view my page and I’ll prove the amount of credits I have. The only thing is, I doubt any one individual person (not a website that regularly does this), will want to buy credits from me. That’s okay. ^_^ For those interested, it’s an option. Contact me by emailing jezabellapoizen@yahoo.com and leave in your subject IMVU CREDITS
Since I doubt you’ll want to buy credits from me, please just tell me whether there’s a site that I can go to sell.
Thanks!

How lucrative is the mobile app market right now? I’m thinking of picking up Java (ugh) and trying to see if it’s the right niche for me.
I’ve heard a lot of people say it’s a tough competition in the Android market and that turning a profit is quite difficult. How did it go for you?

Does anyone know what the best media design community is? I’ve basically been inspired by this website..
www.immersive-garden.com
This is easily the most beautiful website ever..I want to learn what it takes to make such creations… Even within affiliate marketing I want to make websites that touch people and make them feel something within my promotions..
Is there a community full of designers and developers that could help me accomplish this goal.
Thanks in advance