Affiliate Marketing Secrets

I have it like this:
The U.S. government also published six signs of a housing scam. The first sign is when a company or person asks for a fee in advance for any type of loan modification. These types of fees are prohibited by the Federal Trade Commission.
The second sign is when a company or person guarantees that they can stop a foreclosure or get your loan modified. There is no one other than the company lending you the money that can do this.
The third sign is when a company or person advises you to stop paying your mortgage company and pay them instead and there is never a situation where anyone should receive a payment other than your mortgage company.
A fourth sign is when a company insists that they can help as soon as a person signs over the title to a home and then hands you any paperwork that you haven’t read or don’t understand.
A fifth sign is when a company claims to offer government approved loan modifications. And there are many agencies that pretend to be affiliated with the federal government that aren’t really federally “official.”
Last but not least, a sixth sign that a company is scamming you or someone else is when they ask you to release personal financial information.
Also, I am using this and that excessively in this paper. What are some other words I can use?