Affiliate Marketing Secrets

I have 7 years of mortgage finance experience, I am an amateur photographer, I am a Registered Sleep Tech, I have a few secret recipe’s that I’m told should be making money, and I have no college. I have 2 boys, my younger son will be out of the house in just over a year. I am married. I have make very nice money as a loan officer in mortgages. The market for mortgages is not good. Photography is very competitive and costs alot of money for equipment. I am unable to work nights as a sleep tech. Getting into a restaurant business costs alot of money, and it may not work once I’ve spent the money. I’ve already spent quite a bit on photography equipment including photoshop, and have taught myself everything I know. I am currently unemployed so not too willing to let money go easily. I really want to be my own boss, just not sure what to do to make money. I find it difficult to stick to something also, because I’m afraid of spending all my time on something and it (or me) not succeeding. What in the world should I do, am driving my self crazy!!!