Affiliate Marketing Secrets

The ironic secret is that most people can become millionaires. It’s just that they don’t have the self-discipline to.
For instance, my country’s average wage is $4334 in Singapore dollars. The average savings rate here is 50% of all income, and average income growth is higher than the inflation rate. Let’s say inflation is about 3.22% (the US average inflation rate from 1913-2013)
Let’s say that I’m below average on all counts. I earn only $3334 in income per month. I’m also a poor worker whose income growth is sub-par and only at the rate of inflation. On top of all that, I’m a poor saver and save only 30% of my income.
Finally, I’m also a lazy investor who can’t be bothered to spend more than 10 minutes per year on investing. Hence, I choose to get the average market rate of return by leaving my money in an index fund (in this case, we use one that mimics the S&P Composite Index) and I don’t bother to manage it for the rest of the 40 years. In this case, I get 10.9% average annual returns (average returns of S&P composite over 30 years from 1980-2012). Perhaps I’m really unlucky and this average figure drops by a large amount to become 9% only.
At the end of 40 years, when I’m about 65 (retirement age), I’ll have about $5.8 mn or $1.6 mn after adjusting for inflation. You can see the calculations if you like. They’re here:https://docs.google.com/spreadsheet/ccc?…
S&P Composite Index returns:http://www.measuringworth.com/growth/gro…

Sociopath: grows up without a “proper” sense of morality. This is niche-term used by laymans and old psychiatry texts. It is basically a career criminal or a serial offender of society’s rules, an adapted way of living and thinking, but not a true mental disorder.
Psychopath: This is easily the most misunderstood of all. It describes a person born with functional brain abnormalities, the main feature being the inability to process higher emotions like love or remorse and no ability to empathize. They are sometimes very high functioning because they do not get weighed down by emotional considerations; they can become exceedingly rational and devious, and a good amount of them know how to behave favorably in the presence of other people, whether or not the psychopath realizes they are a psychopath–their ability to deceive is almost instinctual.
Antisocial personality disorder: This is purely a DSM label thrown at people that are dysfunctional in their jobs and relationships because they create conflict wherever they go. It is a disorder, but it’s the people around diagnosed ASPDs that tend to suffer most.
The psychiatry bible DSM does not describe the term “sociopath” because it is old and obsolete. Antisocial personality disorder basically absorbed it, even though you can argue it is separate.
More importantly, the DSM does not account for psychopathy at all. Mainstream psychiatry has not caught up with independent researchers, especially in regards to this. There is more than enough evidence on the internet to support that it is a very separate condition.
Basically, the psychopath is a born condition that effects thinking and emotional functioning (and by extent, all decisions involving emotion). They are unable to empathize to any significant degree (which makes them unable to experience love and many other “higher emotions” like remorse, at least in the same way we do). It also effects their usage and response to words with emotional connotations; they sometimes contradict themselves without knowing it because of this (called semantic aphasia).
A psychopath could also have an antisocial personality on top of their primary pathology, and they could also behave like a sociopath because of it.
You can be any combination of the three; sociopath but not antisocial or psychopathic, or both in addition; you could be an antisocial psychopath, or just a psychopath, etc…

My friend has an iPhone, ad i have an Android.. she showed me this app called ‘whisper’ she has on her phone. (An app where people put secrets and other things on there anonymously-very entertaining and interesting) I looked on the Android market, and they do not have it. I looked on google, and it says the app will be availabler and Android soon/in the future. But it has said that for a while now…
I would really appreciate if someone could tell me if Android has any apps similar to Whisper at least?
Thank you for taking the time to read this.
If you know of anything, can you please tell me?
It’ll be greatly appreciated!:)

My friend has an iPhone, ad i have an Android.. she showed me this app called ‘whisper’ she has on her phone. (An app where people put secrets and other things on there anonymously-very entertaining and interesting) I looked on the Android market, and they do not have it. I looked on google, and it says the app will be availabler and Android soon/in the future. But it has said that for a while now…
I would really appreciate if someone could tell me if Android has any apps similar to Whisper at least?
Thank you for taking the time to read this.
If you know of anything, can you please tell me?
It’ll be greatly appreciated!:)

im about to buy a 16GB iphone 5 online.
(ive had the iphone 4 for a long time and its really on its last legs now)
i have never bought anythihng online like a phone before so im a little worried.
the offer is £36 per month with 5 months free, unlimited calls and texts and its with orange.
(here is the link) http://www.dialaphone.co.uk/aw2/basketne…
im 17 years old and i get £30 per week income. i CAN afford this but my mum wont let me order it an just tells me to talk about it tomorrow every time i bring it up
(yes i still have to ask my mum if i can buy stuff)
she wont be mad if i get it, she just keeps pushing off the subject. and asking her for advise is a bad idea cause she has no idea about stuff like this.
my old phone is actually shutting its self off as i type this its so broken..
i just wanna know if there is anyone out there who knows about this kinda thing and can find any fault or hidden payment or anything like that.
odds are im just gonna go ahead and press ‘buy’ right now unless i can find a reason not to.
i just wanted to double check
please let me know if you have gotten a slimier deal and found any hidden payments or a bad side to this deal. let me know if it sounds legit
thank you 🙂

I had a dream I was reading a question by someone asking for the advice of the big names in here, namely SaggiMC, Been There, and then the last one was “Jequencher”? (In my dream).
The question was about clearing out bad spirits and SaggiMC had a answer about lighting candles in the room. Next thing my dream switches to me changing light bulbs in my house.
I have had what I call psychic dreams before but they have mainly been like: dreaming about a black kitten, then my husband would come home from markets, and tell me about a black kitten he saw, or wearing sunglasses, then same thing, my hubby would come home with some new sunglasses for me. So maybe that’s just he and me connecting with each other…
I do have Jupiter in Pisces, could be psychic?
I’m curious if this name means anything to anyone here? “Jequencher”